Personal Finance Advisory · By Appointment Only
CFA · ACCA · CIMA · MBA
India · UAE · UK · Singapore
I am not looking for clients.
If you found this page, you probably are the kind of person I might consider working with.
Two weekends
a month.
No charge.
I am a full-time finance professional. I do not take paid advisory work on the side. There is no fee, no retainer, and no invoice.
What I offer is two weekend sessions per month to two people whose financial situations I find genuinely interesting. I review your position, give you my honest assessment, and tell you what I would do in your place. You keep the advice. That is the entire arrangement.
I do not manage your money. I do not earn commissions. I do not have a product to sell you. I have no financial interest in any recommendation I make. In a market full of people who do, that is worth noticing. I am not a mutual fund distributor who disguises a sales pitch as financial advice.
India's advisory market
is drowning in noise.
Holds a distribution licence and calls themselves a financial advisor. Their income comes from commissions on what you buy. Your portfolio is their inventory. They are not your advisor. They are a distributor with a nice LinkedIn profile.
Made real money in a high-paying job or a startup. Now considers themselves an authority on wealth. Has opinions about markets, stocks, crypto, and real estate. Zero formal training. Just confidence and an audience.
Did a weekend course. Got a certificate. Manages their own portfolio with decent results in a bull market and calls it expertise. Would not survive a structured conversation about asset-liability management or tax-efficient structuring.
Makes reels about SIPs and compounding. Simplifies everything to the point of uselessness. Is monetising your anxiety, not solving it. Sells a course for 9,999 rupees that covers what you could read in a weekend.
My professional life has been spent executing complex cross-border transactions, not theorising about them. I have sat across the table from founders, lawyers, investment bankers, tax consultants, PE fund managers, Sovereign Wealth Fund managers, and regulators across multiple jurisdictions. I have completed more than 20 acquisition transactions with total value exceeding USD 1 billion, across North America, Europe, and Asia. I understand how real money moves, where it hides, and where it gets destroyed.
I am a CFA, ACCA, and CIMA charterholder with an MBA from IIT Roorkee. Every exam, cleared on the first attempt. Ranked number one in the Middle East for ACCA Advanced Financial Management. Above 90th percentile in the CFA exams. Credentials at this level are not collected. They are earned.
I have done the hard work in the real world, not in a classroom or behind a distribution desk. When I got on calls, it was not to sell something. It was to challenge the work of Big 4 firms on financial and tax due diligence. When I walked into a meeting room, it was not to take minutes. It was to negotiate complex legal documents alongside Top 20 law firms' lawyers, on transactions that moved real money across borders.
I have also walked away from deals after due diligence revealed what the numbers tried to hide. Knowing when not to act is half the job. In personal finance, it is probably more than half.
I have lived and worked across four countries. I understand how money is taxed, structured, regulated, and protected across different jurisdictions. That is not something you learn from a book or a certification course.
I've delivered
results over
slide decks.
Final Word
Free advice
is not always
cheap advice.
If your situation is one I can genuinely help with, you will get two decades of high-stakes finance experience applied to your specific problem. At no cost.